
Even with those who don't use the app.
Everywhere in Europe, regardless of their bank.

Yob
The return to the roots and to simplicity!
Gaid
So simple and effective. Ultra practical
Guy
Very practical for immediate transfers without delay...
Jàcques
Account created in 5 minutes to make a transfer to a colleague
chloe
When will Apple Pay be?
Yob
The return to the roots and to simplicity!
Gaid
so simple and effective. Ultra practical
Guy
Very practical for immediate transfers without delay...
Jàcques
Account created in 5 minutes to make a transfer to a colleague
chloe
When will Apple Pay be?
Gopps
A light, simple and effective app
Mathis
Cool to have the app simplified as before
chris
Really a great initiative... facilitates transfers
Nathalie
Very practical and fast, and secure, congratulations
Julie
Good app but when is the automatic transfer coming?
Fflo
Very easy, very simple, free of charge, I recommend...
Gopps
A light, simple and effective app
Mathis
Cool to have the app simplified as before
chris
Really a great initiative... facilitates transfers
Nathalie
Very practical and fast, and secure, congratulations
Julie
Good app but when is the automatic transfer coming?
Fflo
Very easy, very simple, free of charge, I recommend...
alex
Finally we are back to basics, thank you!
Clement
Thanks for getting back to basics. The app is perfect
Amélie
Not bad but I would like to be able to use Apple Pay
Rémi
Here is a real payment app for friends...
Beatrice
Perfect for repaying someone quickly...
Seb
Finally the return of the only real Lydia!
alex
Finally we are back to basics, thank you!
Clement
Thanks for getting back to basics. The app is perfect
Amélie
Not bad but I would like to be able to use Apple Pay
Rémi
Here is a real payment app for friends...
Beatrice
Perfect for repaying someone quickly...
Seb
Finally the return of the only real Lydia!




👌
Have the Lydia app? The recipient's phone number is all you need, even if they don't have the app.
Don't have the app? Go to their Lydia page and pay using the payment method of your choice.

Safely, instantly, and for free with Lydia.
Choose where to receive the money, every time. Or turn on automatic transfer so it goes directly to the bank account of your choice.



✌️
In any situation, from friends or strangers alike, thanks to the many features of the Lydia app.



🫰
Beautiful, easy to create, and zero commission with Lydia.
Learn more >
Publish and share freely so anyone can send you money.
Display it anywhere you want to collect money, even when you're not around.
You choose where the money goes: always the same account or a different one every time.
Card, bank transfer, Apple Pay, etc. With or without the Lydia app, there are plenty of options.
Request a payment by speaking to the app. AI takes care of the rest.
Lydia is free to send money, up to €250 per month per user. Beyond that, it depends on where the money being sent comes from: some options are fee-free and others carry fees (but never more than 2.5 %). You will always be notified beforehand when this applies, so you can have peace of mind and make your choice.
Lydia is safe. You can use it with complete peace of mind: The French company behind the app for over 10 years is an Electronic Money Institution regulated by the ACPR of the Banque de France, adhering to the highest banking security standards. Over 150,000 payments per day, just imagine.
Learn more
Organising and contributing to a money pot is completely free. When the organiser withdraws the money, a fee between 0% and 4% of the withdrawal amount may apply. 0% (fee-free) on contributions made with Lydia apps or if you use the funds to purchase an Amazon.fr Gift Card. 4% in all other cases.
Learn more
You can withdraw the collected funds all at once or in installments, via instant bank transfer or by purchasing an Amazon.fr gift card available immediately.
Find out more ?Lydia can be used with anyone who has an euro account with a payment service provider established in the SEPA zone. Germany, Italy, Spain, Portugal, etc.
And the recipient doesn't even need to have the Lydia app or a Lydia account to receive the money.
Lydia money pots are ideal for easily raising funds for an event (birthday, party, wedding, farewell party, group gift, etc.) with loved ones (friends, coworkers, family, guests, etc.). They must not be used to collect money for causes, appeals for donations, or public fundraising.
For these purposes, we recommend using solidarity money pots on Leetchi or Le Pot Commun.
Discover Sumeria: a free, high-performance online bank account, brought to you by the creators of Lydia.


Based on
14 000+ reviews